How Roof Claims Work
After storm damage, you file a claim with your homeowner's insurance. An adjuster inspects and determines what's covered. You pay your deductible; insurance covers the rest (up to policy limits, minus depreciation depending on your policy type).
Where Claims Go Wrong
Adjusters miss things. Hail bruising that's hard to see from the ground. Damaged flashing. Compromised underlayment. If the initial scope is too small, you end up paying out of pocket for damage the storm caused.
What We Do
- Document everything with photos before the adjuster arrives
- Meet the adjuster on-site to point out all damage
- Review the scope to make sure nothing is missed
- Supplement if additional damage is found during tear-off
Important
We are not public adjusters and don't negotiate your claim for you. We provide thorough documentation and technical expertise so the process is fair. The decision is always between you and your insurance company.